Although there has been a steep decline in holidays and travel taken due to the COVID pandemic this past year, at some point, many of us will be taking to the roads and skies again to enjoy a well-earned holiday. And with this in mind, it’s extremely important to consider holiday insurance when planning your trip, as needless to say, you know that anything could happen when you least expect it.
Whether it’s for business or leisure, you will want to have that extra security that holiday insurance provides, in case there is an emergency, such as needing to cut your trip short or to pay for oversees medical facilities. So, what exactly is the purpose of holiday insurance and why is it so important? Here at Bright Compare, we take a look further…
This is an insurance policy you take out to provide you with extra protection if your holiday or travel doesn’t go to plan. Just like car insurance or phone insurance, holiday insurance covers a multitude of things that could cause extra expenditure that you don’t have immediate funds for. Holiday insurance is extremely important because it provides that added peace of mind that you won’t need to spend more money if something goes wrong.
And if you are travelling alone, it’s even more important to organise holiday insurance. It means that you’ll have complete peace of mind and the support available instantly, should something happen whilst on your travels.
Holiday insurance should always cover the following circumstances:
• medical expenses
• needing to travel home if you are injured or fall ill, particularly overseas
• personal injury caused by accidents
• lost, stolen or damaged items
• lost or delayed luggage
• missed flights or cancellation
If you choose not to take out holiday insurance and something happens whilst on your travels, you will have cover the expenses yourself to deal with the issue. In the case of having to cancel your trip and where you can’t get a refund, there might be no way of getting your money back and this could cost thousands.
You can buy holiday insurance from a number of providers, making it easily accessible.
You can purchase a policy from the following:
• banks/building societies – some current accounts already include holiday or travel insurance, but you will need to check
• insurance companies
• Post Office
• holiday companies
• comparison websites, such as Bright Compare
This really depends on a few factors. Are you going on a single trip or will you be making more than a couple of trips within the year? If a single trip insurance policy is more suited, policies can start from small change, such as £5 for travel to Europe, or approximately £13 for travel to the US. Multiple trip holiday insurance sells for around £10 to Europe and just over £20 for worldwide cover.
However, these figures are just guidelines. You really need to take into account your age, where you are travelling to and what you want your policy to specifically cover. This is why carrying out a holiday insurance comparison can help you pinpoint the best deal for you from a range of options.
Many of us are now opting to pick and choose specific elements of our perfect holiday or vital parts of a work trip to suit our needs better. You could select flights that you have found that wouldn’t usually be part of a package holiday and select your accommodation in the same way.
Now that we are adopting a more tailored approach when it comes to travel more than ever before, it makes holiday insurance even more significant. Plus, when you choose a more tailored holiday, you will need protection that reflects this in case something doesn’t go to plan.
The best way to ensure that you get the right cover for your chosen holiday is to compare holiday insurance.
As there are so many factors to consider when it comes to choosing the correct insurance for your holiday or trip, you need a tailored policy to suit your travel needs and ensure that you are protected from the outset. And let’s face it, no one can predict the future and know exactly what is going to happen. However, at least you can plan and adapt as best you can for unforeseen changes whilst you are far from home.
So, what can you do to get the best deal around for your holiday insurance? Here at Bright Compare, you can compare thousands of quotes from multiple insurance companies and find the perfect policy for you. Our tailored holiday insurance comparison service matches options to your age, reason for travel and needs while you are busy having fun or relaxing.
Unlike some of our competitors, Bright Compare is completely independent, as we are not owned by an insurance company. This also means that we are connected to the best deals out there when it comes to your holiday cover.
We make discovering the perfect holiday insurance policy, quick and simple. Once you are ready to compare holiday insurance, all you need to do is enter your details and our smart technology will do the rest. We have access to the best holiday insurance deals 24 hours a day, seven days a week, so we’ll find you quotes in a matter of seconds. All you have to do is check what deal suits you best and apply. We will then sort out all the paperwork for you.
So, when you’re ready, we will be here. In the meantime, you can check out our other insurances and products that could save you thousands each year!
Bright Compare will ask you to enter where you are going on holiday and for how long. You will then provide details of yourself and the other people in your party, declaring pre-existing medical conditions in order to obtain a range of competitive quotes.
Yes. Grab the best deals in travel insurance with Bright Compare. It's quick and easy to get sorted for your holiday at short notice. All you have to do is enter your details and let Bright Compare do the work, 24/7.
Yes. At Bright Compare we will search the market and compare the best single trip and annual holiday insurance quotes. It's a great way to save money and we will do all the hard work for you to ensure you get a good deal.
Yes. Bright Compare searches the market to help you find the most competitive travel insurance deals around the clock. Get your quote today by entering your details and our smart technology will do the rest. Let Bright Compare deliver your quotes in seconds.
Yes. At Bright Compare, we help you by sourcing holiday insurance quotes in seconds via our smart technology. Our best deals can be found 24/7. We’re completely independent and free to use and our secure website means your personal information is safe with us.
We have the very best smart technology to find you a quote in just a few seconds. Fill in a few details and let us do the hard work for you! We’re free to use, completely independent, so let us find your insurance quote.